Private housing in need of repair.

Housing crisis warning

Published:  17 August, 2010

LONDON: Government figures show four out of 10 homes in the private rental sector are 'non-decent', with problems such as damp, inadequate bathrooms and kitchens and broken windows.

The Chartered Institute of Housing is calling on the Government to turn its attention urgently to the needs of more than three million households in the private rental sector.

The CIH called for councils and housing associations to refocus their attention and consider "intermediate renting" schemes, which offer homes at below the market rate.

Its wake-up call comes as figures reveal that in the most expensive parts of the country first-time buyers need to amass deposits of more than £40,000, almost double the average income, to have any chance of buying a home. Research released today by Hometrack, the property analyst, shows that in London a single person would need to earn more than £50 000 a year to obtain a mortgage for a two-bedroom flat at the bottom end of the market.

The CIH says home ownership is becoming an increasingly untenable aspiration for millions of Britons –marking the start of an immense cultural shift. Families who cannot save deposits or access mortgages are falling into a black hole in the market.

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